Israel Travel Insurance
Everything you need to know before your trip
Healthcare Cost Level
High
Avg. ER Visit
$800
Recommended Coverage
$250,000
Evacuation Risk
Moderate
Insurance Coverage Warning
Many insurers exclude coverage for security-related incidents, terrorism, or travel to certain border areas
Healthcare in Israel
What to expect if you need medical care
Israel offers excellent healthcare quality with widespread English availability among medical staff, making communication straightforward for international visitors. However, this high-quality care comes at a steep price for non-residents. You'll face approximately $800 for a basic emergency room visit, while hospitalization costs average $2,500 per day. Even if you're from one of the twelve countries with reciprocal healthcare agreements (Austria, Belgium, Netherlands, Poland, Italy, Czech Republic, Cyprus, Hungary, Malta, Portugal, Slovenia, or Slovakia), coverage is limited to emergency treatment only—many services still require out-of-pocket payment. Without insurance, you could face substantial medical bills that must be paid before discharge from Israeli facilities.
Reciprocal Healthcare Available
Citizens of AT, BE, NL, PL, IT, CZ, CY, HU, MT, PT, SI, SK may have partial coverage through reciprocal agreements.
Limited to emergency treatment only, many services still require payment
What Your Policy Should Cover
Country-specific considerations for Israel
Your policy should address Israel's unique risks and activities. Ensure coverage for desert-related emergencies, including heat exposure incidents (particularly risky in summer) and rescue operations if you're hiking in remote areas. Flash floods pose moderate risks in desert regions during winter months. If you're visiting the Dead Sea, verify your policy covers salt water-related medical incidents. Security-related coverage is crucial but complicated—many insurers exclude terrorism or incidents near Gaza and Lebanon borders, so carefully review these exclusions before purchasing. Given the moderate evacuation risk due to security situations and limited access to remote desert areas, emergency evacuation coverage is essential. Make sure your policy covers medical emergencies year-round, as security incidents don't follow seasonal patterns.
Security Incidents And Terrorism
Moderate Risk
Peak: year-round
Desert Heat Exposure
Moderate Risk
Peak: summer
Flash Floods In Desert Areas
Moderate Risk
Peak: winter
How Much Coverage Do You Need?
Our recommendation based on Israel's healthcare costs
The recommended $250,000 coverage reflects Israel's high healthcare costs and moderate evacuation risks. With hospital stays costing $2,500 daily, a serious illness requiring just two weeks of hospitalization would exceed $35,000 in medical costs alone. Add emergency medical evacuation from remote desert areas or security-related situations, and expenses escalate rapidly. While $100,000 provides minimum protection for basic medical emergencies, $250,000 ensures you're adequately covered for extended hospitalization, complex medical procedures, and potential evacuation scenarios without facing financial ruin.
Minimum
$100,000
Basic emergencies only
Recommended
$250,000
Full protection
Making a Claim in Israel
Tips for smooth claims processing
Documentation Required: Medical reports in English or Hebrew, original receipts, police reports if security-related, proof of travel dates
- Request all medical documentation in English or Hebrew, as these are the accepted languages for insurance claims—Israel's excellent English availability among healthcare providers makes this straightforward.
- Keep all original receipts from medical facilities, as copies are typically not accepted for reimbursement claims in Israel.
- If your claim involves any security-related incident, obtain a police report immediately, as this documentation is required for processing such claims.
- Document your exact travel dates with boarding passes and entry stamps, as insurers require proof of when you were in Israel to validate claims.
- Be aware that claims processing is rated as moderate difficulty, so maintain organized records and allow extra time for security-related claims, which require additional documentation review.
Get Covered for Israel
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